Social security.

I hate it how they scare us always with how much we need to invest to have any money when we retire. Damn baby boomers are taking the social security, and it's somehow our fault becasue we don't save hard enough. So by 2045 it'll be gone and we're still going to have to say, "Nah, I can't go I have to work. I'm 75." We know! Okay, I'll open a savings account!!!
Jesus!!!